Today, there are many non-bank companies where you can safely and safely handle a smaller loan within minutes.
Money really within 5 MINUTES?
Although the request for this type of loan is really a matter of a few minutes, the client must usually wait for the first time to send money to his or her account. The lender is legally obliged to verify that the client is able to repay the loan properly. Although it is not determined whether the registers must be checked, receipts confirmed or other documents, it can be assumed that solid companies will check their clients sufficiently. Sending the first loan can take some time. However, if the first loan is repaid in time, sending the money to the second request can really be a matter of minutes.
Typical parameters of “five-minute” loans
- You can borrow them up to 10000, – CZK for repeated application up to 30000, – CZK
- Maturity within 30 days | possibility of extension for a fee
- No receipt | it is necessary to send an account statement and scanned the OP
- You can request at any time NONSTOP | the loan is immediately reviewed / approved
- High interest and APR | i compared to ordinary non-bank loans
SMS loan immediately on account – up to CZK 20,000
It is usually possible to borrow CZK 5,000 or CZK 10,000 with a maturity of 15-30 days. With a repeated application, more – up to 20000, and even up to 30000 CZK for some companies. At the same time, money can be very easily on the applicant’s account – almost immediately. Handling a loan is often only a question of completing an online application, a telephone call or sending an SMS message (if you are already a registered client with the company). That is why these loans are referred to as “instant” loans .
Loans without CZK 1
For most fast loans, a registration fee of CZK 1 is required for the account of the creditor company. This is used to verify the correctness and functionality of the account entered by the applicant in the application. On the other hand, there are also companies that provide SMS loans immediately without CZK 1.
NONSTOP can be requested
There is no need to wait for normal working hours to apply for funding. Online application forms are available 24 hours a day, 24 hours a day, 7 days a week, 365 days a year on the Internet. As a rule, the application is automatically preprocessed and sent to some companies for posting. The money will come to the client’s account as soon as possible.
The first FREE loan
The selection in this market segment is really big and the non-bank companies are trying to offer their clients various benefits. So it is no wonder that in some cases it is possible to get the first loan for free. For example, this pleasant benefit is currently available for Ferratum, Loan7 or Zaplo.
One of the fastest loans provided is Everyday +. It is possible to borrow from CZK 100 up to CZK 12,000 for 62 days, or installments can be split up to 80 months. Everyday Plus is actually a non-bank revolving loan – the client can borrow continuously up to the amount of the approved credit facility. This product is also available for low-income applicants and can also be referred to as a pensioner loan , or a female loan for MD . For more information, see here.
If an acute shortage of money forces you to take this type of lightning loan, also called a “pay-out loan”, think carefully about everything. Consider whether you can properly repay the loan and whether the loan repayment next month will not raise your budget. If you often have trouble getting along with finance, it’s time to rethink your family budget and think about where the money is going. For example, here’s how to build your monthly budget.